Picture it: it’s July, getting close to triple digits, and your cooling system goes out. It just dies. Quits working. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call a heating and cooling company to come check everything and they tell you what you already knew – you have to buy a new system. And then they explain something you didn’t know – a new system is going to cost anywhere from $7,000 to $70,000, factoring in the type of air conditioner(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or spend all your savings (and maybe sell an organ) to cover the cost of a new AC unit?
We are here with a different option to help your comfort and your wallet: financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the average consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things breakdown, and unexpected expenses such as an AC repair or replacement is required, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have multiple financing options for people looking to replace their heaters or air conditioners. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available cash to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the total value as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost upwards of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new HVAC system more affordable, while also investing in an efficient system that will help lower energy bills while supplying home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you discover which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to get started!